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South Shore · Staten Island · Richmond County

South Shore: D-SNPs, IB-Dual, and the “default enrollment” letter

What the D-SNP default enrollment letter means for South Shore families from Great Kills to Tottenville, and how to get free counseling without driving to St. George.

Reviewed September 10, 2026. Educational, vendor-neutral, not a government site.

Annadale Staten Island Railway station on the South Shore of Staten Island

South Shore, Staten Island

Photo: Jim.henderson, public domain, via Wikimedia Commons · Orientation only, not a recommendation.
County on forms
Richmond County (Staten Island)
Medicaid run by
NYC HRA, citywide
ZIP codes (approx.)
10307, 10308, 10309, 10312

ZIP codes are orientation only. Verify yours with USPS.

Who this page helps

The South Shore runs from Great Kills through Eltingville, Annadale, Huguenot, and Prince’s Bay to Tottenville at the far end of the Staten Island Railway. It is mostly single-family houses, and Medicare and Medicaid together are less common here than on the North Shore. When they do come together, often after a long illness or years on disability, the paperwork is new to everyone in the house.

This page is for South Shore residents who received a letter from a Medicaid managed care plan about a Medicare D-SNP, for anyone with both programs who wants IB-Dual and Medicaid Advantage Plus explained plainly, and for the family members driving them to appointments. It is educational only. It does not enroll anyone and does not decide eligibility.

What “local” means for Medicare and Medicaid in South Shore

Every part of the South Shore is in Richmond County for Medicare and Medicaid. Tottenville is closer to New Jersey than to Manhattan, but it is still Richmond County; write that in the county box. Medicaid is run by HRA citywide. ZIP 10307 covers Tottenville, 10308 Great Kills, 10309 Prince’s Bay and Charleston, and 10312 Eltingville, Annadale, and Huguenot (approximate; verify with USPS).

Staten Island University Hospital’s South campus, on Seguine Avenue in Prince’s Bay, is the South Shore hospital, with practices along Hylan Boulevard and Amboy Road. Some households drive over the Outerbridge Crossing to a New Jersey specialist; a D-SNP’s Medicare network is a specific list, so an out-of-state practice is something to confirm, not assume. The Staten Island Railway stops at Great Kills, Eltingville, Annadale, Prince’s Bay, and Tottenville and runs straight to St. George and the island’s one in-person HIICAP site.

The South Shore is mostly English-speaking, with a large Italian-heritage community and some Russian and Spanish speakers; interpreters are available on each line listed above.

How to get free help from South Shore

  • Call HIICAP at 1-800-701-0501 and say “Richmond” when it asks for your county. Ask the counselor to check Staten Island University Hospital South, your Hylan Boulevard or Amboy Road doctors, and your pharmacy against the D-SNP on the letter.
  • The island’s NYC Aging HIICAP site is Community Agency for Senior Citizens (CASC), 120 Stuyvesant Place, Suite 409, Staten Island 10301, 718-981-6226, Monday through Friday 8 to 4, by appointment. From any South Shore stop, the Railway to St. George drops you a short walk away; NYC Aging Connect, 212-244-6469, can book it.
  • The opt-out goes to your plan by phone or in writing; New York Medicaid Choice at 1-800-505-5678 (TTY 1-888-329-1541) can connect you and explain what your Medicaid becomes if you say no. If someone in the house gets home care through Medicaid, ask the long-term care line, 1-888-401-6582, whether the letter is the long-term-services version.
  • For Medicaid renewals and case questions, the HRA Medicaid Helpline is 1-888-692-6116. For aide services for a parent in Annadale or Huguenot, NY Connects is 1-800-342-9871.

What to ask, in one sentence each

  • HIICAP“I have Medicare and Medicaid and got a default enrollment letter. Can you compare the D-SNP with Original Medicare plus a drug plan for my prescriptions and doctors?”
  • New York Medicaid Choice“If I opt out of the D-SNP, what happens to my Medicaid managed care plan and my home care? How do I opt out, and by when?”
  • Your plan (number on the letter)“Are my doctors and my pharmacy in the D-SNP’s Medicare network, not just the Medicaid network?”
  • HRA Medicaid Helpline“Is my Medicaid active and is my address correct?” (Only if your case, not your plan, is the problem.)

Default enrollment letter tip for South Shore

A South Shore household often has one person on Medicare for years and another whose Medicare is just beginning, and the default enrollment letter is about the second person. It arrives from the Medicaid plan at least 60 days before that person’s Medicare start date, with an effective date and a last day to opt out; confirm both on the letter. Not every plan sends one, so a neighbor’s experience in Eltingville is not a prediction of yours.

The South Shore-specific step is the New Jersey question. If you cross the Outerbridge for a specialist, look that practice up in the D-SNP’s Medicare directory before the effective date, along with Staten Island University Hospital South and your pharmacy. If anything is missing, call HIICAP that week.

Not sure which letter you have? Read the default enrollment letter decoder or the blog post what to do in the first 7 days.

Common mistakes in South Shore

  • Leaving the county line blank, or writing “Staten Island,” because “Richmond” does not sound like Tottenville. On a Medicare or Medicaid form, every South Shore address is in Richmond County.
  • Assuming a New Jersey doctor reached by the Outerbridge is covered the same way under the D-SNP as under your current plan. Out-of-state practices are the first thing to verify, not the last.
  • Skipping counseling because St. George feels far from Great Kills. The Railway runs the full length of the island, and a HIICAP phone appointment takes no travel at all.

Orientation: places people in South Shore mention

Orientation only. Listing a hospital or center here is not a recommendation and says nothing about which plans it accepts. Always check the plan’s own provider directory.

  • Staten Island University Hospital, South campus · Seguine Avenue, Prince’s Bay; South Shore hospital
  • Staten Island Railway (Great Kills to Tottenville stops) · direct to St. George for in-person counseling
  • New York Public Library, Great Kills and Tottenville branches · free computers for Medicare.gov plan comparisons

Want your next steps in writing?

Answer five short questions about your coverage and your letter. We will email you a plain-language summary of what to ask and who to call from South Shore. Optional callback. This tool does not enroll you in any plan, does not decide eligibility, and is not from the government. Free HIICAP counseling is always available first.

Prefer to talk with a person right now? HIICAP is free at 1-800-701-0501.